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Why Should You Buy Instead of Rent?

Many people get sick of renting because they are sick of paying money every month and they have nothing to show for it. There are many advantages to owning instead of renting.

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Applying for a Mortgage

When applying for a mortgage, remember that the contract must be signed by ALL parties to the contract, including spouses...

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Home Mortgage Basics

Fixed rate mortgages (FRM) have the same monthly payment for the entire life of your mortgage. Adjustable rate mortgages (ARM) have payments that vary...

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Why Does A Buyer Need An Agent?

Don't feel overwhelmed by all the names - you only need to talk to one realtor and here's why:

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Why Pre-Approval?

There are advantages to getting pre-approved for a loan before you begin your search for a new house.

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What's the Best Timing?

If you do not currently own a house or a condo, you are probably renting a home or an apartment.

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Which House Is Which?

If you've ever looked at a lot of houses in a short period of time you know how confusing it can be after a while.

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Mortgages and Deeds of Trust

Nearly everyone who takes out a loan to purchase a property refers to the loan as a mortgage. However, a "mortgage" is simply a document that the home buyer signs and gives to the lender which pledges the property to be used as collateral until the loan is paid off...

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Negotiation

An experienced real estate agent is no stranger to negotiation.Often times during a transaction, the buyers and sellers become too emotionally involved.

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Special Financing Circumstances

If any of the following circumstances apply to you, please read what will be required from you when applying for a loan.

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