Understanding the Real Estate Terminology

If you are not accustomed to the industry or are a first-time buyer, the real estate jargon can seem intimidating. Here are a few common terms you should know:

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Building Equity in Your Home

Buying a home is a great way to improve your family's financial security. The main way this happens is through home equity.

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Why Credit Reports Are Important

Before you begin the search for a new home, you should take some time to look up your credit report. When lenders are making their decisions on how to finance buyers, they pull up the buyers' credit reports and scores to examine their current standing...

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How Credit Scoring Affects You

Credit scoring is a scientific system creditors use to help determine whether to give you credit. The scores are based on data from your credit history and your payment patterns which are stored in a credit bureau's file when you request a credit report...

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How Big Should Your Down Payment Be?

It can be daunting to consider making a down payment on a house and first-time buyers may be unsure how big that down payment should be...

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Location, Location, Location!

There's an old joke that says the three most important things about real estate are location, location, and location. Well, it's not much of an exaggeration. And there's a reason that location matters: your lifestyle...

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Making An Offer On A Home

One of the most difficult parts comes after you've found that perfect house. Now you have to decide how much to offer. You're faced with a key question: what is this home's real value...

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Finding That Just Right House

Sometimes buyers focus on one element of their dream house and forget that change is inevitable. Because we never know what to expect it's good to stay flexible and plan, as much as possible, for contingencies...

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Are "Fixer-Uppers" for You?

People purchase "fixer-uppers" because they are a great way to maximize investment. The strategy behind the "fixer-upper" is: purchase the home at a lower cost, put time & money into the house by renovating it, and then sell it for a profit...

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A Final Checklist For Buyers

When buying a home, make sure to remember to schedule a final walk through, estimate your closing costs, get a cashier's check for closing amount...

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